Across the country, millions of people plan on retiring. However, many have no idea how they are going to accomplish such a goal. They haven’t laid out a plan for their finances once they retire from their employer. David Giertz, a broker and financial advisor in Ohio, suggests that everyone has a conversation about retirement early on.
What is a person’s lifestyle?
A person’s lifestyle is one of the most important aspects of retirement on Bloomberg. Many people believe that they have the ability to live life even more luxuriously than when they were working. It is a common myth within retirement, according to David Giertz. Those who don’t take the time to talk about retirement are the ones who are the most disappointed when age 65 comes rolling around.
Where are the retirement funds coming from?
The retirement funds have to come from somewhere. David Giertz likes to focus on Social Security, but the reality is that it comes from all sorts of places. There might be an IRA, 401k, and much more. If they’re not already setup, they need to be. It doesn’t take a lot of time to talk about retirement, but it is a conversation that has to happen. When there are more income sources, it allows for the lifestyle that most people dream of.
With over 30 years of experience as a broker in Dublin, Ohio, David Giertz opens up the lines of communication and shows what people’s options are. It’s a conversation everyone needs to have, regardless of how old they are.
Learn more about David Giertz: http://officialdavidgiertz.com/